Evaluating Process:

Applications received from prospective borrowers are initially reviewed and evaluated by the account manager (AM) and manager Al Tomooh (MAT). Only for applications which are considered feasible by (AM) and (MAT), AM will prepare and recommend credit proposals on the same. MA will add his comments and recommendations and counter sign the credit proposals.

The same will be presented in front of the Evaluation Committee for their comments and recommendations. EC's recommend proposals one forwarded to the Supreme Committee for the final decision.